Affordable Housing Investors Council
AHIC Permanent Supportive Housing Underwriting Guidance 

AHIC has released a comprehensive resource to help investors understand and evaluate Permanent Supportive Housing (PSH)—developments that combine deeply affordable housing with wrap-around services for individuals and families facing complex challenges such as homelessness, disabilities, or chronic illness.

Developed over 18 months and shaped by input from investors, syndicators, developers, service providers, and state and local housing partners, the AHIC PSH Underwriting Guidance provides practical tools to navigate this segment of the LIHTC market.

Inside the Guidance:

  • A clear framework for understanding how PSH differs from traditional LIHTC investments

  • Detailed due diligence checklists covering sponsor, property manager, and service provider evaluation

  • Guidance on underwriting rental subsidies, service funding, reserves, and vacancy assumptions

  • Unit-level and project-level underwriting recommendations

  • Appendices with sample regulatory relief language, design considerations, and a site-visit checklist

As noted in the press release announcing the new resource, “Our aim is not to raise alarms, but to replace fear with education,” said Vihar Sheth, AHIC President and Managing Director of Affordable Housing at U.S. Bancorp Impact Finance. “We want investors to understand the nuances of PSH so they can engage with confidence and help expand housing solutions for vulnerable populations."

Download the Guidance
Read the Press Release 
View the Overview PowerPoint